Payment Methods

Last updated: February 10, 2026

Store name: Linchhome
address: 1710 Merriman Ave, Corpus Christi, Texas 78412, United States
Customer service phone: +1 (734) 272-2770
Customer service email: info@linchhome.com
Service hours: Monday to Friday, 9:00 AM to 6:00 PM (Central Standard Time, CST)

1. ACCEPTED PAYMENT METHODS
We accept the following payment methods:
• Visa (credit and debit cards)
• Mastercard (credit and debit cards)

All payments are processed securely through Shopify's PCI-compliant payment gateway.

2. PAYMENT SECURITY
Your payment security is our priority:
• SSL encryption protects your payment information during transmission
• PCI-DSS compliant payment processing
• We do not store your complete credit card information on our servers
• All transactions are processed through Shopify's secure payment system

3. PRICING, TAX, AND SHIPPING
Product Prices:
• Product prices displayed on our website do NOT include sales tax
• Applicable sales tax will be calculated and added at checkout based on your shipping address
• The final total (including tax and shipping) will be shown before you complete your purchase

Shipping Costs:
• FREE standard shipping for orders $88.00 and above
• $9.00 flat rate shipping for orders under $88.00
• Shipping costs are calculated and displayed at checkout

4. AUTHORIZATION AND CHARGES
By placing an order, you represent and warrant that:
• You are authorized to use the payment method provided
• The payment information you provide is accurate and current
• You authorize us and our payment processors to charge the full order amount (including product price, shipping, and sales tax) to your payment method

Payment Authorization:
• When you place an order, we may authorize your payment method for the order amount
• The charge will be processed when your order ships or according to our payment processor's policies
• If your payment is declined, we will notify you and your order will not be processed

5. PAYMENT DECLINED OR FAILED
If your payment is declined, possible reasons include:
• Insufficient funds
• Incorrect card information (number, expiration date, CVV)
• Card issuer security holds or fraud prevention
• Expired card
• Billing address mismatch

What to do:
• Verify your payment information is correct
• Contact your card issuer to authorize the transaction
• Try a different payment method
• Contact us at info@linchhome.com if you continue to experience issues

6. FRAUD PREVENTION AND ORDER SCREENING
For account safety and loss prevention:
• Orders may be reviewed for verification
• We may request additional information to verify payment details
• We reserve the right to cancel orders if we cannot verify payment information or detect unusual activity
• This helps protect both you and us from fraudulent transactions

7. REFUNDS
Refund Method:
• Refunds are issued to the original payment method used for your purchase
• Credit/debit card refunds are credited to the same card
• We cannot issue refunds to a different payment method or card

Refund Timeline:
• Refunds are processed within 10 business days after we receive and approve your return
• Allow an additional 5-10 business days for the refund to appear in your account (depending on your bank or card issuer)
• Total timeframe: Approximately 17-23 business days from when we receive your return

For complete refund information, please see our Refund Policy.

8. CHARGEBACKS
If you have a payment concern or dispute:
• Please contact us first at info@linchhome.com or +1 (734) 272-2770
• We will work with you to resolve the issue quickly
• Filing a chargeback may delay resolution while the payment network reviews the dispute
• Chargebacks may result in account restrictions or order cancellations

9. QUESTIONS
For payment-related questions:
• Email: info@linchhome.com
• Phone: +1 (734) 272-2770 (Monday-Friday, 9 AM - 6 PM CST)
• Average response time: Within 24 business hours

Related Policies:
• Shipping Policy - Delivery timeframes and shipping costs
• Refund Policy - Return eligibility and refund process
• Terms of Service - Complete terms and conditions
• Privacy Policy - How we protect your payment information